EXCESS INSURANCE
EXCESS SURETY BODS
Amasevisi
Isevisi Yokuphathwa Kwebhondi Nokuphathwa Kwezimali
Izinsizakalo Zokubopha
Umuzwa wethu nobungcweti kusiza ukwenza lula ubujamo obuyinkimbinkimbi bokubeka amabhondi, ulwazi lwethu lusivumela ukuthi siqondise labo abaqinisekisayo kanye nababhala ngaphansi esibaziyo ukuthi bazoba nentshisekelo ekunikezeni imigomo kanye/noma izinsiza. Ingxenye ebalulekile yomnikelo wethu ukuphatha umthamo wamabhondi wamakhasimende, ukuqinisekisa ukuthi ikhono lokubophezela izinkontileka zesikhathi esizayo alilokothi libe sengozini.
Izinkonzo zamathenda
Kumakhasimende anezidingo ezijwayelekile zamabhondi singasiza ngalokhu okulandelayo:
Ukuhlinzekwa kwezincwadi zamathenda ezivela kuma-Surety Bonds
Ukuhlinzekwa kwezincwadi zamathenda ezivela kubadayisi bomshwalense
Nikeza izingcaphuno eziyinkomba ngezinjongo zezindleko
Ukweluleka ngezibopho zenkontileka yethenda
Yeluleka ukwamukelwa kwamagama ebhondi ahlongozwayo
Nikeza iseluleko ngokufaneleka kwenkontileka namagama ebhondi
Ukuphatha Amandla
Amafemu esibambiso azohlola okuguquguqukayo okuningi ngaphambi kokunquma amandla okubopha kanye nokusungula imigqa yokubopha ezingeni lephrojekthi kanye nezinga lenkampani, okuhlanganisa kodwa kungagcini kulokhu:
impilo yezezimali kanye ne-liquidity
imigqa yasebhange yemigomo nemibandela yezikweletu
isipiliyoni somsebenzi wangaphambili kanye nezinkomba
isipiliyoni somsebenzi wangaphambili senzuzo eyisamba siyaphela
imali engenayo yomsebenzi wangaphambili, izindleko kanye nokulawulwa kwenzuzo
izicelo futhi ushintshe umlando we-oda
izinga lokuxhumana okubonwayo okuvulelekile nokuqhutshwa ubuqotho
I-Surety Bonds izokusiza ekulawuleni amandla akho noma ngabe imigqa eyodwa noma eminingi ngokuba nokuxhumana okuvulekile, okuthembekile nokusebenzayo. Futhi njengoba uhlelela unyaka neminyaka ezayo, sizosebenza ngendlela eyakhayo nefemu yakho ukuze siqinisekise ukuthi unezindawo ezanele zokuhlangabezana nazo zonke izibopho zakho zenkontileka zamanje nezesikhathi esizayo.
Ukuphathwa Kokuphelelwa yisikhathi
I-Surety Bonds iphatha le nqubo ngenkuthalo. Ngamabhondi aphelelwa yisikhathi ngemva kokuqedwa komsebenzi, sizokuthinta ngokuzenzakalelayo ngosuku olulinganiselwe lokuphothulwa kwenkontileka ukuze sithole Izitifiketi Zokuphothula Okusebenzayo noma ukuze sikwazi ukuxoxisana ngokunwetshwa kwebhondi kanye nezindleko ezengeziwe lapho idingeka khona. Inzuzo yokubamba izindleko ezengeziwe kusenesikhathi izokwenza ukuthi usonkontileka adlulise noma axoxisane ngalezi zindleko ezengeziwe nomqashi.
Ukuhanjiswa Emakethe
Iningi labanikazi bamabhizinisi ngeke lazi ukuthi zonke izinkampani zifakwe ohlwini okungenani ezinhlanganweni eziyi-10 zokulinganisa izikweletu kanye nedathabheyisi engu-8 yomshwalense wezikweletu. Isilinganiso sesikweletu senkampani yikhadi lokushaya elibaluleke kakhulu lamabhizinisi abo. Uma bengahlangabezani nemibandela yesibambiso, umhlangano uphela ungakaqali. Ukuhlinzekwa kwamabhondi akufanele kubhekwe njengomkhiqizo womshwalense wempahla kodwa njengomkhiqizo wezezimali wamasu owakhiwe phezu kobudlelwano, futhi lapho uphumelele, kunezinzuzo eziningi. Isikhungo sebhondi kufanele sithathwe njengesibalulekile njengemali ebolekiwe yasebhange noma i-overdraft. Ubudlelwano umnikazi webhizinisi anabo nomphathi webhange lakhe kufanele bufaniswe nomhlinzeki wabo webhondi.
Amabhondi esibambiso azosiza ekwakheni lobo budlelwano obubalulekile, sizosebenza ekuqoqeni nasekwethuleni lonke ulwazi oludingwa ngumbhali wangaphansi ngendlela enemininingwane ebanika ukuqonda okuphelele kwebhizinisi. Uma umbhali wangaphansi ethulwa ngolwazi olunemininingwane, maningi amathuba okuthi acabangele ukuhanjiswa ngendlela eyakhayo.
Kungani Khetha Amabhondi Okuqinisekisa
Ngoba amakhasimende ayazuza kokuhlangenwe nakho kwethu ku-Global Bond Market.
Isipiliyoni
Ithimba lethu elinolwazi lochwepheshe bokuqinisekisa isiqiniseko lenza inqubo ibe lula kumakhasimende ethu njengoba evikela imigomo eklanyelwe nencintisanayo egameni lawo.
Ubudlelwano
Ubudlelwano obuqinile obusungulwe nabahlinzeki bezibambiso & ababhala ngaphansi abangochwepheshe; ukuqinisekisa ukuthi singathola amadili okuthola amanani avumayo, imigomo nemibandela ngaphandle kokubambezeleka.
Othenjwayo
Njengeziphathimandla eziholayo e-Afrika kumabhondi ezibambiso singabaxhumanisi abathembekile abaqashelwa futhi abathenjelwa ama-Broker ezweni lonke njengoba behlinzeka ngemibandela nesevisi engcono kakhulu kumakhasimende abo.