EXCESS INSURANCE
EXCESS SURETY BODS
Ibhondi Yokusebenza
Iyini i-Performance Bond?
Eyaziwa nangokuthi Ibhondi Yenkontileka, lena ibhondi yesibambiso ekhishwa inkampani yomshwalense noma ibhange ukuze kuqinisekiswe ukuphothulwa ngendlela egculisayo kwephrojekthi ngusonkontileka (Uthishanhloko). Isibonelo, usonkontileka angase adingeke ngaphansi kwemibandela yephrojekthi, ukuthi anikeze ibhondi yokusebenza ezovuna iklayenti usonkontileka elakhela lona isakhiwo.
Amabhondi Okusebenza avame ukusetshenziswa ezinkontilekeni zokwakha ukuze kuhlinzekwe isibambiso kumakhasimende (Isibopho/Ohlomulayo) asebenza nosonkontileka. Uma usonkontileka ehluleka ukwakha isakhiwo ngokuvumelana nemibandela ebekwe yinkontileka (imvamisa ngenxa yokungabi nazimali kukasonkontileka), iklayenti liqinisekisiwe isinxephezelo sanoma yikuphi ukulahlekelwa yimali kuze kufike enanini lebhondi. Le mali ihlanganisa noma yikuphi ukulahlekelwa okutholwe yikhasimende - isibonelo, izindleko zokuthola osonkontileka abasha ukuze baqedele iphrojekthi engaqediwe.
Amabhondi Okusebenza ayimpoqo kuwo wonke amaphrojekthi kahulumeni, kanye nakumaphrojekthi amaningi ezinkampani ezizimele. Ibhidi (noma ithenda) Ibhondi edingekayo njengengxenye yenqubo yethenda ithathelwa indawo Ibhondi Yokusebenza lapho iphrojekthi iqala.
Ibhondi Yokusebenza Yokwakha ngokuvamile izobiza u-10% yenani lenkontileka, kodwa lokhu kungahluka kuye ngomlando wesikweletu sikasonkontileka nomlando wezezimali, usayizi wephrojekthi, nezinye izici. Ithimba lethu elinolwazi lisebenza nabahlinzeki be-Surety emhlabeni jikelele futhi lizoqinisekisa imigomo nenani lemali elingcono kakhulu lezidingo zakho zebhondi.
Amabhondi Okusebenza angase futhi anikeze isiqinisekiso ngemva kokuqedwa kwenkontileka, phakathi nenkathi yesibopho sezomthetho esivame ukuthatha izinyanga ezingu-6 - 24. Uma kukhona ukukhubazeka kwesakhiwo noma izinkinga zokunakekelwa, usonkontileka kuzodingeka enze umsebenzi ube sezingeni elifanele. Abanye (Abahlomulayo) bangase badinge ithuluzi elihlukene nebhondi yokusebenza ukuze limboze inhlinzeko yenkontileka yokulungisa lokhu kungase futhi kubizwe ngokuthi Ibhondi Yokugcinwa/Ibhondi Yesondlo.
Amabhondi Okusebenza Afunwa Ngaphakathi vs Amabhondi Okusebenza Okunemibandela
Kunezinhlobo ezimbili zamabhondi okusebenza
Amabhondi Okusebenza adingeka kakhulu
Amabhondi Okusebenza Okunemibandela
Amabhondi afunwa kakhulu abeka ukuthi uma ecelwe ngokubhaliwe, ibhondi izokhokhwa ngokugcwele ngokushesha. Iklayenti (Isibophezelo) ngeke kudingeke ukuthi lifakazele noma yini (kuhlanganise nesikweletu sikasonkontileka) noma ligcwalise noma yimiphi imibandela ukuze lifune ibhondi. Lezi zisetshenziswa kakhulu kumaphrojekthi amakhulu, amazwe ngamazwe.
Amabhondi Okusebenza Okunemibandela ayinketho ethandwa kakhulu futhi adinga ukuthi iklayenti (Isibophezelo) sihlangabezane nemibandela ethile ngaphambi kokuthi ibhondi ikhokhelwe. Lokhu ngokuvamile kusho ukuthi iklayenti kufanele linikeze ubufakazi bokuthi usonkontileka (Uthishanhloko) akazange ahlangabezane nezibopho zakhe futhi agcwalise inkontileka, nokuthi ngenxa yalokho lilahlekelwe. Amabhondi anemibandela nawo amboza ikhasimende uma usonkontileka ehluleka ukuzikhokhela. Kubalulekile ukuthi izinkontileka zicace kakhulu futhi zicace ukuze kube lula ukwahlulela ukuthi usonkontileka uhlangabezane nezibopho zakhe zenkontileka noma cha.
Kungani udinga Ibhondi Yokusebenza?
KwiKlayenti, iqinisekisa ukuphothulwa ngendlela egculisayo kwephrojekthi ngusonkontileka
Kusonkontileka, kuvame ukuba yimfuneko ngaphansi kwemibandela yenkontileka yokuthenda nokunikezwa iphrojekthi.
Ubani odinga i-Performance Bond?
Izinkampani zomkhakha wezinsizakalo
Izinkampani zobunjiniyela
Izinkampani zezentengiselwano.
Ubani ohlomula Ibhondi Yokusebenza?
Iziphathimandla zendawo
Izinhlaka zikahulumeni
Izinkampani zezentengiselwano
Umakhi omkhulu
Ukuze uqalise
Gcwalisa Ifomu Lesiphakamiso Sebhondi Yokusebenza. Landa lapha
Eminyakeni emibili edlule kuhlanganiswe ama-akhawunti acwaningiwe
Ama-akhawunti okuphatha asesikhathini samanje
Imininingwane yezindawo zokubhanga nokuboleka ( Ifomu lolwazi lwasebhange lapha ). Iklayenti lidinga ukuthumela ebhange lalo ukuze liqedelwe
Imininingwane yezidingo zebhondi
Yeluleka ngendlela yenkontileka
Kudingeka ikhophi yamagama ebhondi
Ithimba lethu lochwepheshe bokuqinisekisa isiqiniseko lisungule ubudlelwano obuhlala njalo ngaphakathi Kwemboni Yezokwakha, amakhasimende ethu afaka izinkampani ezinkulu zokwakha, izinkampani zobunjiniyela kanye nabathuthukisi. Ngokuhamba kweminyaka, sikhulise iphothifoliyo yethu yokufinyelela kubahlinzeki besibambiso kanye nababhala ngaphansi. Sithole idumela ngezeluleko zochwepheshe kanye nesevisi egxile kumakhasimende eletha ngaphandle komthungo izixazululo eziklanyelwe. Futhi ngolwazi lwethu nolwazi lwemboni, asichithi isikhathi ekutholeni isixazululo senani elingcono kakhulu lezidingo zakho zesiqiniseko. Uma ufuna ukuvikela i-Performance Bond, xhumana nathi namuhla, singajabula ukuxoxa nawe ngezinketho zakho.