Iyini Ibhondi Yesondlo Sezindiza?

Ngaphakathi Kwemboni Yezokundiza, izinkontileka eziningi zezindiza zinesivumelwano esithile sokuqashisa kanye nenkontileka yokulungisa okuhlobene nomsebenzi wendiza. Embonini yezindiza, Izindawo Zokulondoloza Isondlo ziyizinkokhelo ezenziwa nguMqashi kumqashisi ukuze ziqongelele ezenzakalweni zokulungisa ezihleliwe ezidinga isikhathi esibalulekile sokumisa indiza kanye/noma isikhathi sokushintsha ukuze kulungiswe kabusha izingxenye ezithile ezinkulu.

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Izinkampani zezindiza eziningi zinezinga lesikweletu elanele kangangokuthi ukuvelela kwazo emakethe kusho ukuthi zingaxoxisana ngokukhokhela izimali zokulungisa. Ngakolunye uhlangothi, abaqashi bazokhombisa ukuguquguquka okuncane kwabaqashiwe abafanelekela isikweletu abancane noma abancane. Badinga ukuthi laba basebenzi bakhokhe I-Maintenance Reserves evimbela imali yokusebenza kanye nokugeleza kwemali koMqashi.

Ukubaluleka Kwezindawo Zokulondoloza Isondlo ukuvikela inani lempahla futhi kuwukucatshangelwa okubalulekile Kwabaqashi.

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Kunezindlela ezimbili eziyisisekelo ezisetshenziswa abaqashi ukukhokhela abaqashi ngomsebenzi wokulungisa:

• • I-Cash Maintenance Reserve Payments 

Lezi izinkokhelo ezenziwa njalo, ngokuvamile nyanga zonke, ngesisekelo somqashi esiya kumqashi. Ngokuvamile zisekelwe ohlotsheni lwendiza kanye nokusetshenziswa kwangempela. Ngakho-ke, ngesikhathi indiza ikhishwa emsebenzini ukuze ilungiswe, Umqashi kufanele abe nemali yokubuyisela Umqashi ukuze abhekane nezindleko zemicimbi emikhulu yokunakekela. Esimeni sokuzenzakalela koMqashi, kucatshangwa ukuthi uMqashi ngokuvamile ngeke azitholele ukuchayeka kokushoda.

• • Ukulungiswa Kokuphela Kokuqashisa

Le nketho izodalula Umqashi engcupheni enkulu yokuthola izindleko zokulungisa. Ngakho-ke ngokuvamile inikezwa kuphela ikhwalithi engcono yezindiza zekhredithi noma izindiza ezibonise irekhodi elihle lokukhokha. Kunezinhlobo ezimbili zezakhiwo zokukhokha ekupheleni kokuqashisa: i-Upsy ne-Upsy-Downsy

• • • I-Upsy - Inkokhelo lapho Umqashi athola khona inkokhelo yesikhathi esisetshenziswe kusukela ekulungisweni kokugcina noma kusukela ekusha (okujwayelekile kokushintsha kwendiza entsha)

    • I-Upsy - Downsy - Ukulungiswa kungaba yindlela eyodwa, lapho oqashiwe kudingeka ukuthi akhokhe ukulungiswa lapho umcimbi othile wesondlo ubuyiselwa isikhathi esincane esisele kunokulethwa. Noma ukulungisa lapho Umqashi angase akhokhele Umqashi uma umcimbi othile wokulungisa ubuyiselwa esimweni esingcono kunasekudilivweni (okujwayelekile kokusetshenziswa kwendiza esetshenzisiwe)

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Kwezinye izivumelwano zokuqashisa, Umqashi angase abe nokukhetha, kunokuba akhokhe imali egciniwe, ukuze anikeze Umqashi Incwadi Yesikweletu Yokugcinwa Kwesondlo (MRLC). Lokhu kunikezwa ngenani elilingana nenani okuvunyelwene ngalo lengqikithi yezindawo zokulungisa. I-MRLC ivamise ukunikezwa ibhange futhi ngokuvamile iba yimali eyimali, ngakho-ke yephula inhloso yokungakhokhi izinkokhelo zenyanga ezibekiwe. 

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Amabhondi Okulungisa Indiza, enye isixazululo Semboni Yezokundiza

Isixazululo esingase sibe khona semboni Yezokundiza Ibhondi Yokulungisa Indiza. Lawa mabhondi ahlinzekwa yisiqiniseko (inkampani yomshwalense) ethatha indawo ye-MRLC ngebhondi ngaleyo ndlela ikhulula imali yokusebenza ebalulekile futhi ikhulise ukugeleza kwemali. Ibhondi izoba ithuluzi elidingeka kakhulu, elikhishwe umshwalense olinganiselwe u-'A' ngenani 'elilinganiselwe' ukuze libonise ukuchayeka okuphezulu okulindelwe ngesikhathi sokuqashisa.

Uma izimali zesondlo zingaqoqwa, kuncike ohlelweni lokukhokha ukudiliva kabusha, noma zixhaswa ngemali encane, umqashisi uyoba ngaphansi kokuchayeka kwisondlo. Ngokwezimali, ukuchayeka ekunakekeleni kulingana nevelu yensiza yokunakekela esetshenziswa ngaphansi kwevelu yemali yokunakekela eqoqwe ngesikhathi esithile. Ibhondi Yesondlo Sokundiza izonciphisa ukuchayeka koMqashi lapho izimali zingakhokhelwanga noma zingaxhaswanga ngokwanele.

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Kungani Uthola Ibhondi Yokulungisa Indiza?

• Kungenye indlela yokubeka imali noma i-MRLC ekhulula imali ebalulekile yokusebenza kanye nokwandisa ukuhamba kwemali.

Ubani odinga Ibhondi Yesondlo Sezindiza?

• Indiza Lessee

Ubani ohlomula Ibhondi Yesondlo Sezindiza?

• I-Aircraft Lessor

Ukuze uthole ulwazi olwengeziwe Ngamabhondi Okulungisa Indiza nokuthi angakuzuzisa kanjani nokuthi inqubo yokufaka isicelo isebenza kanjani, sicela uthinte ama-Surety Bonds namuhla. Singajabula ukuxoxa nawe ngezimfuneko zakho.

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