Iyini Ibhondi Yokukhokha Ngaphambili?

Kuyisiqinisekiso esinikezwa lapho imali ikhokhwa ngaphambi kokuba izimpahla noma amasevisi anikezwe. Ngakho, uma iklayenti livuma ukwenza inkokhelo kusengaphambili (ngezinye izikhathi okubizwa ngokuthi inkokhelo ephansi) kumnikezeli, ibhondi ingase idingeke ukuze kuqiniswe inkokhelo uma usonkontileka ehluleka. Lokhu kubizwa nge-Advance Payment Bond (APB), Isiqinisekiso Sokukhokha Ngaphambili noma Inkokhelo Yesiteji Esithuthukile.

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Ama-APB asetshenziswa kakhulu ezimbonini eziningi, okuhlanganisa nemboni Yezokwakha. Endabeni yephrojekthi yokwakha, usonkontileka (kulokhu, uThishanhloko) angase acele inkokhelo ethuthukisiwe ngaphambi kokuba iphrojekthi iqale ukuze athenge imishini enenani eliphezulu noma izinto ezidingeka ngokukhethekile kuphrojekthi. Iklayenti lingase likhokhe kusengaphambili ngesisekelo Sebhondi Yokukhokha Ngaphambili ehlinzekwa ukuze kuvikeleke ikhasimende elishiwo esimweni lapho usonkontileka ehluleka ukufeza izibopho zakhe zenkontileka, isibonelo, uma usonkontileka ehluleka ukuzikhokhela. Ngokuvamile, inani lebhondi lilingana nesamba esithuthukisiwe.

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Ibhondi Yokukhokha Ngaphambilini ngokuvamile iyoba Ibhondi Efunwa Ngaphakathi, okusho ukuthi uma icelwe ngokubhaliwe, ibhondi izokhokhwa ngokugcwele ngaphandle kwanoma yimiphi imibandela okufanele ihlangatshezwe. Lokhu kuphambene nebhondi enemibandela (noma ibhondi emisiwe) edinga ukuthi iklayenti (Isibophezelo) sihlangabezane nemibandela ethile ngaphambi kokuthi ibhondi ikhokhwe. Lokhu ngokuvamile kusho ukuthi iklayenti kufanele linikeze ubufakazi bokuthi usonkontileka (Uthishanhloko) akazange ahlangabezane nezibopho zakhe futhi agcwalise inkontileka, nokuthi ngenxa yalokho lilahlekelwe.

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Amabhondi okukhokha kusengaphambili kufanele abhalwe ngokucophelela ukuze kubekwe izimo zokukhokha futhi kucace ukuthi angamabhondi Afunwa Ngaphakathi. Ihlinzekwa kangcono ngesibambiso ngokungafani nebhange, njengoba ngokuvamile ingalethwa ngokungavikelekile njengoba ingaphuli imali yokusebenza.

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Kungani kufanele uthole Ibhondi Yokukhokha Okuthuthukile?

• I-APB isiza futhi isekele izinkokhelo zosonkontileka yiklayenti ngaphambi komsebenzi owenziwayo.

• Izindleko ezinkulu zivame ukuhileleka kosonkontileka, futhi inkokhelo ethuthukisiwe ingabaluleka ekungeneni kwemali kanye nokukwazi ukwenza iphrojekthi.

• I-APB ivikela iklayenti uma usonkontileka ehluleka ukufeza izibopho zakhe zenkontileka, isibonelo, uma usonkontileka ehluleka ukuzikhokhela.

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Ubani odinga Ibhondi Yokukhokha Ethuthukile?

• Izinkampani zokwakha

• Izinkampani zobunjiniyela

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Ubani ohlomula Ibhondi Yokugcinwa?

• Iziphathimandla zendawo

• Izinhlaka zikahulumeni

• Izinkampani zezentengiselwano

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Ukuze uqalise

• Gcwalisa Ifomu Lesiphakamiso Sebhondi Yokukhokha Ethuthukile. Landa lapha

• Eminyakeni emibili edlule kuhlanganiswe ama-akhawunti acwaningiwe

• Ama-akhawunti okuphatha asesikhathini samanje

• Imininingwane yezindawo zokubhanga nokuboleka ( Ifomu lolwazi lwasebhange lapha ) . Iklayenti lidinga ukuthumela ebhange lalo ukuze liqedelwe

• Imininingwane yezidingo zebhondi

• Yeluleka ngendlela yenkontileka

• Kudingeka ikhophi yamagama ebhondi

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Inqubo yesiqiniseko ingaba yinto esabekayo, kodwa njengakho konke, kulula uma wazi! I-Surety Bonds ingochwepheshe ekutholeni nasekunikezeni izisombululo zesibambiso ezenziwe ngezifiso futhi yibo kuphela ochwepheshe base-Ireland kulo mkhakha. Sizokhipha umsebenzi onzima kanye nokuhlupheka ohlelweni lwakho futhi siqinisekise isixazululo esingcono kakhulu sezidingo zakho. Xhumana nathi namuhla, singajabula ukuxoxa nawe ngezidingo zakho zesiqiniseko.